Research Article
Have access already?
Get access to this article:
Or get access to the particular issue:
- Perpetual access Add to cart ($49.95)
Or get access to the entire journal:
Abstract
The purpose of this study was to explore the potential influence of childhood financial socialization on financial well-being in adulthood. Using a sample (N = 2,213) from De Nederlandsche Bank Household Survey (DHS) we modeled the likelihood of household debt/asset ratio less than or equal to 40%, and the likelihood of a household reporting a current ratio (liquid asset /short-term debt ratio) greater than or equal to 100%. Consistent with predictions of social learning theory, being encouraged to save during childhood had a positive association with meeting the financial planning industry benchmarks for these financial ratios in adulthood. The key implication is that the path to financial well-being does not begin with financial knowledge attained in adulthood, but instead begins with experiential learning and socialization during childhood.
Period | Abstract | Full | Total | |
---|---|---|---|---|
Apr 2024 | 65 | 2 | 2 | 69 |
Mar 2024 | 65 | 1 | 1 | 67 |
Feb 2024 | 67 | 0 | 0 | 67 |
Jan 2024 | 86 | 2 | 0 | 88 |
Dec 2023 | 33 | 0 | 1 | 34 |
Nov 2023 | 135 | 0 | 0 | 135 |
Oct 2023 | 78 | 0 | 0 | 78 |
Sep 2023 | 34 | 0 | 0 | 34 |
Aug 2023 | 31 | 0 | 0 | 31 |
Jul 2023 | 46 | 0 | 0 | 46 |
Jun 2023 | 72 | 0 | 0 | 72 |
May 2023 | 44 | 0 | 0 | 44 |
Apr 2023 | 39 | 1 | 1 | 41 |
Mar 2023 | 51 | 0 | 0 | 51 |
Feb 2023 | 49 | 0 | 0 | 49 |
Jan 2023 | 58 | 3 | 1 | 62 |
Dec 2022 | 37 | 0 | 0 | 37 |
Nov 2022 | 23 | 0 | 0 | 23 |
Oct 2022 | 36 | 0 | 0 | 36 |
Sep 2022 | 27 | 0 | 0 | 27 |
Aug 2022 | 50 | 0 | 0 | 50 |
Jul 2022 | 35 | 0 | 0 | 35 |
Jun 2022 | 28 | 0 | 0 | 28 |
May 2022 | 76 | 0 | 0 | 76 |
Apr 2022 | 34 | 0 | 0 | 34 |
Mar 2022 | 91 | 0 | 0 | 91 |
Feb 2022 | 36 | 0 | 0 | 36 |
Jan 2022 | 36 | 0 | 0 | 36 |
Dec 2021 | 25 | 0 | 0 | 25 |
Nov 2021 | 57 | 0 | 0 | 57 |
Oct 2021 | 41 | 0 | 0 | 41 |
Sep 2021 | 31 | 0 | 0 | 31 |
Aug 2021 | 38 | 0 | 0 | 38 |
Jul 2021 | 14 | 0 | 0 | 14 |
Jun 2021 | 13 | 0 | 0 | 13 |
May 2021 | 25 | 0 | 0 | 25 |
Apr 2021 | 59 | 0 | 0 | 59 |
Mar 2021 | 77 | 0 | 0 | 77 |
Feb 2021 | 47 | 0 | 0 | 47 |
Jan 2021 | 28 | 0 | 0 | 28 |
Dec 2020 | 32 | 0 | 0 | 32 |
Nov 2020 | 46 | 0 | 0 | 46 |
Oct 2020 | 24 | 0 | 0 | 24 |
Sep 2020 | 74 | 0 | 0 | 74 |
Aug 2020 | 21 | 0 | 0 | 21 |
Jul 2020 | 6 | 0 | 0 | 6 |
Jun 2020 | 17 | 0 | 0 | 17 |
May 2020 | 37 | 0 | 0 | 37 |
Apr 2020 | 40 | 0 | 0 | 40 |
Mar 2020 | 87 | 0 | 0 | 87 |
Feb 2020 | 255 | 0 | 1 | 256 |
Jan 2020 | 170 | 0 | 1 | 171 |
Dec 2019 | 118 | 0 | 1 | 119 |
Nov 2019 | 296 | 0 | 0 | 296 |